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| 580+ FICO SCORES |
- We specialize in FHA and conventional mortgages for single-family residential lending
- Also offering 203K loans
- Borrowers must meet FHA guidelines and have a minimum FICO score of 580+
- Pre-approval letters in less than 24 hours
- Processing and underwriting time is 24-48 hours, completely in-house
- Average loan close time is 2-3 weeks
- Direct endorsed bank with great rates and terms
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Attention Real Estate Agents! Get the Advantage of a... |
| Direct Endorsed Mortgage Bank |
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| Top: Jason, Michael. Middle: Kristy, Lauren, Teri. Bottom: Emily, Rita. |
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| Real Estate Agents |
| Financing for 580+ FICO. Conventional and
203K loans. Processing & underwriting in-house. Contact: |
| Michael Board - 817-778-8232 - Email |
| Jason Barnes - 817-756-1216 - Email |
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| R.H. Lending A Team Staff |
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| Michael Board - Executive Vice President |
| Michael has been with R.H. Lending, Inc. since 2009 and has been in Sales for 10+ years. Michael oversees the Customer Service and production that is generated from the A-Team. If you have any issues, complaints, or compliments you should contact Michael. |
| Jason Barnes - Corporate Accounts Director |
| Jason has been with R. H. Lending Inc, since 2008 and has 20+ year of Sales experience. All new applications go to Jason for initial review/analysis. If you have not heard from Jason within 2 hours of submitting an application, feel free to contact him. |
| Kristy Lindley - Loan Originator |
| Kristy works hands on with the borrower from approval all the way to closing. She has been with R. H. Lending, Inc. for over 4 years and prides herself on her proactive customer service. Individual NMLS ID: 109179. |
| Lauren Reames - Loan Originator |
| Lauren has been with R. H. Lending since 2006 and is actually the first employee hired by the company. With her dedication to customer service, and her determination to satisfy her borrower, Lauren works diligently to get deals done as quickly as possible. Individual NMLS ID: 103998. |
| Teri Ragon - Loan Officer Assistant |
| Teri works side by side with Kristy Lindley and Lauren Reames and is their support. Teri works to help clear conditions, gather items needed to close a file, and otherwise communicate with borrowers, sales centers, Realtors, and everyone else involved in the transaction. |
| Rita Romaker - Processor |
| Rita is the Processor and works exclusively with The A-Team. She has over 10 years of experience as a Processor and has been with R. H. Lending, Inc. for over two years. Once a file is submitted to Rita she reviews the file and makes it ready for Underwriting. Rita is the checks and balances who makes sure that we get a Clear to Close as soon as possible. |
| Emily Ramos - Processor Assistant |
| Emily has been with R.H. Lending, Inc. since 2010 and works alongside Rita Romaker as her support. Emily orders verifications, title, surveys, and all other services that will be required to close a loan. |
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| Borrowers |
| Click the button below to apply for a loan. |
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| Doing business in Alabama . Arkansas . Georgia . Kentucky . Louisiana . Mississippi . Oklahoma . South Carolina . Tennessee . Texas |
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| What Our Customers Say About Us... |
About R.H. Lending |
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The A-Team at R.H.
Lending is the best group I have worked with in the last 10 years. I
have been involved with manufactured home mortgages as a mortgage
banker, originator, and facilitator and the professionalism and quality
of R.H. Lending’s work far surpasses that of other lenders I have worked
with.
The A-Team is a credit to R.H. Lending every day.
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| Gene DeShong |
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I have been
working with R.H. Lending for about two years. Since then I have truly
been impressed by their expertise and super fast turn times. They
are committed to taking care of business as the staff of the A-Team is
quick to respond when you need them. It has been a pleasure
working with them and I look forward to working with them for many
years to come.
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Diane Sullivan
KCS Properties, Inc.
Real Estate Broker |
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| R.H. Lending, Inc. is
a mortgage bank with full underwriting authority from HUD. We are also
delegated by Fannie Mae and Freddie Mac to underwrite, close, and fund
all of your conventional loans. We underwrite all of our FHA and
Conventional loans on site and have a commitment to give you 24 hour
turn time on underwriting. Pre-quals and closing documents are also
delivered in less than 24 hours. As a mortgage bank, R.H. Lending, Inc.
carries multi-million dollar warehouse lines enabling us to table-fund
your loans. |
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R.H. Lending is a leader in the utilization of proven lending systems
that consistently generate only the highest-quality loan portfolios for
investor financial institutions. |
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